Our Mortgage Loan Program does not charge any upfront fees such as an application fee, a credit report fee, a processing fee, etc. No borrower paid points or borrower paid broker fees are charged. This provides a significant savings to the union members. We are paid for our services directly by The Lender!
Our competitors collect from both you and The Lender...they just don't mention that part...thus, not the same Savings!The borrower is required per HVCC to order and pay for their appraisal. A refund is provided at the time of closing ($350 max). We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.